DI + LTC

income protection
* for life *


At DI+LTC Insurance Services, we help insurance advisors, financial planners, and benefits brokers secure the best available disability income and long-term care solutions for their clients.

DISABILITY INCOME insurance protects your clients' livelihood. Chances are that you've already helped them protect their lives and their investments. It's time to protect their earnings by fortifying their income stream with disability insurance.

We can help you identify the proper plan by constructing the appropriate solution using any one of the following lines of coverage:

INDIVIDUAL DI
CRITICAL ILLNESS
GROUP DISABILITY
EXECUTIVE DISABILITY
KEY PERSON DISABILITY
BUSINESS EXPENSE DI
BUY/SELL COVERAGE
LOAN PROTECTION DI

LONG-TERM CARE insurance protects your clients' retirement savings. If your client plans to live to age 65 then that individual can plan on a 70% chance of using long-term care services, and the probability that this client will also act as a caregiver at some point in retirement is also higher than ever. Your job is to make sure your clients are financially prepared for that endeavor.

We can help you determine what type of solution will work best for individual client's financial situation:

TAX QUALIFIED LTC
LINKED BENEFIT LTC
ACCELERATED DEATH BENEFITS

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