DI+LTC - TQLTC

TAX QUALIFIED LONG TERM CARE

TAX-QUALIFIED LONG-TERM CARE INSURANCE (aka TQLTC, Traditional LTC, or Standalone LTC) is the only tax-advantaged, and perhaps the most effective, LTC solution on a dollar-for-dollar basis. Regular annual premiums are paid to secure an exponentially larger amount of benefit to be used for long-term care supports and services. The benefit pool is typically purchased to include a guaranteed inflation rider to ensure that benefits are meaningful at time of claim.